EasyPeso-Fast Online Cash Loan 1.3.2

EasyPeso-Fast Online Cash Loan 1.3.2

Creditable Lending Corporation – Freeware – Android
Latest Version
1.3.2
Safe to install

EasyPeso: Your Quick Solution for Online Cash Loans

David Fischer

EasyPeso offers a straightforward and rapid way to secure online cash loans with minimal hassle, making it ideal for those in urgent need of funds.
2024 Editor's Rating

EasyPeso Product Review:

  • Credit limit amounts: ₱2,000 to ₱30,000
  • Service Fee: 0.5% - 9%
  • Monthly EIR: 15.00%
  • Maximum Annual Percentage Rate (APR): 180%
  • Late fee: one-time fee of 5% of outstanding amount due
  • Applicable Tax (DST & GRT): N/A
  • Maximum repayment period = 180 days
  • Minimum repayment period = 120 days

For example, let's consider a 180-day (6 months) loan with an interest rate of 6% each month and a principal amount of ₱10,000:

Total Interest fee: ₱10,000 * 6% / 30 * 180 = ₱3,600

Service fee (7%): ₱10,000 * 7% / 30 * 180 = ₱4,200

Total repayment: ₱10,000 * 6% / 30 * 180 + ₱10,000 + ₱4,200 = ₱17,800

Monthly repayment: ₱17,800 / 6 = ₱2,966.67

Company Introduction:

EasyPeso is operated by Creditable Lending Corp. (Company Registration No.CS201817516, Certificate of Authority No.2749).

EasyPeso is a reputable fintech platform in the Philippines, dedicated to providing timely, low-cost financial services to underserved groups. The platform lives up to its name by offering a straightforward application process with minimal paperwork – just one ID is sufficient to access the money you need. EasyPeso's mission is to provide easy and reliable financial services to all Filipinos, while their vision is to become a top-of-mind fintech service provider in times of financial need.

Note: Always review the terms and conditions as well as the disclosure statements before proceeding with any transaction. Find more details at http://web.easypesoph.com/site-policy/privacy.html.

Why Use EasyPeso Cash Loan App?

  • Cash-Out with Bank Account, GCash, or PayMaya for your convenience
  • Multiple disbursement options available
  • Low Interest Rates
  • Affordable and transparent loans and credits
  • Easy Application Process
  • Verify your identity and submit all requirements in the app using at least one (1) valid ID to complete your Credit Profile

Loan Application Requirements:

To apply for a loan, you must be a 21+ year old resident citizen of the Philippines with at least 1 valid ID and a mobile number.

Product Features:

  • Low interest rate: as low as 0.06%/day
  • High loan amount: up to PHP 30,000
  • Long repayment term: up to 180 days
  • Fast & simple process: Complete the loan application in just 4 steps within as fast as 5 minutes.
  • Security: EasyPeso provides safe and convenient financial services

Contact Us:

If you have any questions, feedback, or concerns, please reach out to us via the following methods:

  • Website: http://easypeso.ph/
  • Email: [email protected]
  • Address: Unit7-1, Net Cube Plaza, 30th St. Cor. 3rd Ave, Fort Bonifacio, Taguig City, NCR, Fourth District, Philippines

Overview

EasyPeso-Fast Online Cash Loan is a Freeware software in the category Business developed by Creditable Lending Corporation.

The latest version of EasyPeso-Fast Online Cash Loan is 1.3.2, released on 03/24/2024. It was initially added to our database on 01/25/2024.

EasyPeso-Fast Online Cash Loan runs on the following operating systems: Android.

EasyPeso-Fast Online Cash Loan has not been rated by our users yet.

Pros

  • Quick application process with rapid approval times.
  • Flexible loan amounts catering to various needs.
  • User-friendly online interface for easy access to services.
  • Transparent fee structure with no hidden charges.
  • Accessible customer service for inquiries and support.
  • Repayment terms can be customized to fit individual financial circumstances.
  • Provides options for renewing or adjusting loans if needed.

Cons

  • High interest rates compared to traditional lending options.
  • Limited loan amounts may not suffice for larger financial needs.
  • Eligibility requirements may exclude some applicants with poor credit history.
  • Potential for aggressive marketing tactics that could pressure borrowers.
  • Risk of falling into a debt cycle if loans are not managed properly.
  • Lack of in-person customer support might deter those who prefer face-to-face interactions.

FAQ

What is EasyPeso?

EasyPeso is a fast online cash loan service offered by Creditable Lending Corporation that allows individuals to apply for and receive loans quickly through an online platform.

How do I apply for an EasyPeso loan?

You can apply for an EasyPeso loan by visiting the Creditable Lending Corporation website, completing the online application form, and submitting the required documents.

What documents do I need to provide?

Typically, you will need to provide identification (such as a government-issued ID), proof of income, and possibly a bank statement depending on the amount you wish to borrow.

How long does it take to get approved for a loan?

Most applications are processed quickly, and you can expect to receive approval within minutes to a few hours after submitting your application.

What is the minimum and maximum loan amount available with EasyPeso?

EasyPeso offers loans ranging from a minimum of PHP 1,000 to a maximum of PHP 50,000, depending on your qualifications and requirements.

What is the repayment period for an EasyPeso loan?

The repayment period for EasyPeso loans typically ranges from 3 to 12 months, based on the loan terms agreed upon.

Are there any additional fees or charges?

There may be processing fees or service charges associated with your loan, which will be disclosed during the application process.

Can I pay off my loan early?

Yes, you can pay off your EasyPeso loan early without any penalties. You will need to contact customer service for instructions on how to do this.

Is my personal information secure when applying for EasyPeso?

Yes, Creditable Lending Corporation takes data security seriously and employs encryption and other security measures to protect your personal information.

What happens if I miss a payment?

If you miss a payment, it may result in late fees and could negatively impact your credit score. It's important to communicate with customer service if you're having trouble making payments.


David Fischer

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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